the use of insurance with your therapist, or if
you are a new client calling to find a therapist
please discuss your insurance concerns during
your initial phone conversation with a member
of our staff. It is helpful if you call your insurance
carrier for details about your coverage before
your initial call, though this is not necessary.
One or more of our therapists participate on the
following insurance panels and may participate
on other panels as well:
Health Network (MHN)
Cross and Blue Shield
Health Systems (BHS)
Behavioral Health (UBH)
of network” benefits are often available.
If so, your out of pocket expenses may not be
much different even if your therapist is not a
participating provider. Below are some questions
you may want to ask your insurance carrier to
get the most relevant information about your benefits.
Is there a deductible for mental health services?
How many sessions are covered without prior
Is there a limit on how many sessions will be
covered per year?
Are there any other limitations? (i.e.: types
of therapy, diagnosis requirements)
What is my co-payment amount or percentage?
Are there out-of-network benefits? If so, what
Am I required to see a psychologist (i.e.: a
doctor level provider) or may I see Marriage
and Family Counselor, Licensed Professional
Counselor or Licensed Clinical Social Worker?
(a Masters level, licensed counselor)