Discuss the use of insurance with your therapist, or if you are a new client calling to find a therapist please discuss your insurance concerns during your initial phone conversation with a member of our staff. It is helpful if you call your insurance carrier for details about your coverage before your initial call, though this is not necessary.

One or more of our therapists participate on the following insurance panels and may participate on other panels as well:

Aetna Mental Health Network (MHN)
Blue Cross and Blue Shield MedCost
Behavioral Health Systems (BHS) Partners
CBHA TriCare/Humana
Horizon United Behavioral Health (UBH)
Magellan Value Options

“Out of network” benefits are often available. If so, your out of pocket expenses may not be much different even if your therapist is not a participating provider. Below are some questions you may want to ask your insurance carrier to get the most relevant information about your benefits.

  • Is there a deductible for mental health services?
  • How many sessions are covered without prior authorization?
  • Is there a limit on how many sessions will be covered per year?
  • Are there any other limitations? (i.e.: types of therapy, diagnosis requirements)
  • What is my co-payment amount or percentage?
  • Are there out-of-network benefits? If so, what are they?
  • Am I required to see a psychologist (i.e.: a doctor level provider) or may I see Marriage and Family Counselor, Licensed Professional Counselor or Licensed Clinical Social Worker? (a Masters level, licensed counselor)


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